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2013 Goals – The final installment

I thought it would be good to recap my 2013 goals before posting my 2014 goals and let you know what I accomplished in 2013.

As I may have mentioned before this is the FIRST time that my hubby and I have actually set goals for the year. Not resolutions, because they are easily forgotten, but goals that we’ve revisited often all year round to guide our decisions and help us keep our eye on the big picture.

I also took the “go big or go home” stance on goals. There were a few thrown in there that I thought I could reach easily to give me that quick feeling of success, however a lot of my goals were things that I thought would be out of reach. My theory – borrowed from Dan Miller at 48 Days to the work you love pod cast –  is that if I set the bar high, but only make it half way I’ve still significantly improved on where I was so I am still successful even if I don’t meet the goal.

Some of these I touched on in an earlier post so I won’t go into them too much, but others I just kind of left behind and I’ll fill you in on the details.

You can check out my original post on goals from last January here

1. Double my income

That didn’t happen, as mentioned in an earlier post when I decided to leave my full time job, I pretty much kissed this one goodbye. That said my Hubby managed to more than double his business’ income this year which is a score for both of us and in some ways accomplishes my goal too!

2. Pay off the car by March 1/13 – Check, one month early, got this one done in February.

3, 4, & 5. Run 10K, 1/2 marathon, & full marathon race – these all went out the window when we found out that we were expecting our second child. At that point due to minor complications in my pregnancy I had to stop running. This has been hard for me because I LOVE to run, but I’m looking forward to running again soon!

6 & 7. List & sell our current home, AND hopefully buy a new larger home with a smaller mortgage.

2013 brought with it many challenges for us on the home front and while I desperately want to sell our current home and move into a place that has more space and better accommodates our growing family for a number of reasons this did not happen in 2013, and I doubt that it will happen in 2014 either. Who knows. We’ve unfortunately run into many snags in our plan here most of which have been financial. Our current home is a town house and is part of a Strata (ie we pay a monthly condo fee and there is a condo association that takes care of the building). What a pain. My ultimate advice NEVER buy into a Strata unless you want to basically pool your money with every other owner in the building, keeping in mind that they may not all agree on how to spend those hard earned dollars.

This year there have been a number of medium to large repairs needed within our Strata which has meant that on top of our regular monthly fees we’ve paid out large lump sums to the organization a couple of times.  I anticipate at least one more such payment in 2014. I know that if we owned a house we could have had to pay the entire sum for the repairs all on our own but the likely hood of all the things that have come up this year happening to a single detached residence are slim.

On top of the additional expenses we’ve paid out to our Strata we’ve replaced the Washer, Stove, Microwave, and just this week the dishwasher, along with a large number of small household appliances (stereo, DVD player, Digital SLR Camera and numerous others) and a couple of not so minor car repairs. All of these things come down to age, most of the household items were 10+ years old (the stove we were told was 20+ and I have the same suspicion about the dishwasher). A lot of the smaller items were wedding gifts, or we purchased them second hand a number of years ago. They just all chose to go at once.

On the upside, the new appliances will make the place a lot more appealing when we go to sell, on the downside, when I sat down a couple weeks ago (before the diswasher died on New Years Eve) and added up what we’d spent on “emergency” repairs/replacements to our home, the number was fast approaching $10,000 in 2013. Needless to say the funds to sell/move/add to a down payment on the next place just aren’t there right now and I don’t know when they will be. So we’re waiting. The upside – the mortgage is cheap here!

I have to add a side note here – THANK GOD we became debt free in February of 2013! Although we haven’t been able to add much to our savings, we’ve been able to pay cash for EVERYTHING. If we’d had all these experiences in such close succession even a year ago there would have come a point where they would merely have added to our debt load rather than slowing down our plan. Whew!

8. The reading list.

Well, I really didn’t succeed here, and it is a little bit shameful. I have to say that my list was probably quite ambitious as I have only in the last year or so developed my enjoyment of reading for personal growth, and my list was very finance/business heavy so it wasn’t the most well rounded selection of books.

I managed to get through/make a good dent in 4 of the 13 books on the list. I have definitely read more that 13 books this year. Some fiction, some for personal growth, however it wasn’t as many of the ones that I initially thought I would read as I had hoped – things changed. The point here was more to help myself grow as a person than read specific books and I think that I at least succeeded in that.

All that said 2013 was an awesome year in the McHale household I have no regrets, and look forward to all that 2014 has to bring with huge anticipation. We celebrated some great milestones here and have really benefited from the changes that we’ve worked so hard to bring about in our lives over the last year. Without these goals, and those of my hubby we would still be sitting in about the same position as we were in 2012 and I LOVE living a goal driven life – it gives us a target to aim at! I have set goals again for 2014 and will hopefully be posting them next week for all to see. We’ll see how much more growth we can bring about around here.

 

About the author cynthiamchale

If you've found this page it was probably by accident, and if you've chosen to read it anyway, well thank you. Let me tell you a bit about myself so maybe you'll understand a bit of where I'm coming from. I'm a wife and full-time Mommy. I can be blunt, and am usually opinionated, I love to knit, crochet, whitewater kayak, run, make bread, and spend time with my friends and family. I promise that my personal blog will be one of the most random collections of posts in existence because the whole point is for me to have an outlet for the things that are running around in my head, and maybe you'll be entertained in the process. Thanks for reading, hope you enjoy!

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